Ms. Spicher began her banking career as a commissioned bank examiner for the Federal Deposit Insurance Corporation (FDIC) in the New York region. She made the transition to private sector when she joined Dauphin Deposit Bank. Ms. Spicher has served as vice president of Allfirst Bank, a subsidiary of Allied Irish Banks (now M&T Bank) and was a member of the bank’s senior loan committee developing an extensive knowledge and expertise in corporate lending, credit administration, and general bank operations. She has also served as vice president of private wealth management at PNC Bank and Mellon Bank (now Mellon BNY) acquiring expertise in asset management and trust operations. In August 2006, Ms. Spicher joined the Department as Director of the Office of Economic Development. In this role, she assisted bankers in the utilization of state loan and loan guarantee programs to help businesses grow and create jobs in Pennsylvania. At the request of the Secretary, Ms. Spicher represented the Department as a voting member of Pennsylvania Industrial Development Authority (PIDA), First Industries Fund, Second Stage Loan Program and Pennsylvania Minority Business Development Authority (PMBDA).
Presently, Ms. Spicher is a member of the Conference of State Bank Supervisors’ (CSBS) Performance Standards Committee which governs national Bank and Mortgage accreditation programs. She also serves on the Department’s Cybersecurity and RRREV-up taskforces. Ms. Spicher has previously represented CSBS on the Federal Financial Institutions Examination Council (FFIEC) Task Force on Examiner Education. She is a CSBS Certified Examinations Manager and was Series 7 and 63 licensed by Financial Industry Regulatory Authority (FINRA).
Ms. Spicher is a graduate of the Pennsylvania State University where she earned a degree in business administration with a major in finance and an emphasis on economics. She also studied at the School of Business Administration (ESAN) in Lima, Peru, and graduated with highest honors from the Pennsylvania Bankers Association Advanced School of Banking.