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A pawnbroker is an individual or business that loans money to individuals who use their personal property as collateral, or who purchases personal property with an understanding to sell it back at a later time at a specified price.


Secretary's Letter on Cybersecurity (PDF)
The Department continues to work collaboratively with federal regulators, other states financial regulators, and other Commonwealth agencies to address cybersecurity challenges.

Federal Government Principles on Responding to Cyber Incidents
A Presidential Policy Directive (PPD-41) released on July 26, 2016, sets forth principles governing the federal government’s response to any cyber incident, whether involving government or private sector entities. For significant cyber incidents, PPD-41 also establishes lead federal agencies and an architecture for coordinating the broader federal government response. Learn more:

Cybersecurity Update
The Federal Financial Institutions Examination Council (FFIEC) members have issued a revised Management booklet, which is part of the FFIEC Information Technology Examination Handbook (IT Handbook). The IT Handbook is available here
The Department of Banking and Securities uses NMLS to manage pawnbroker licensees.  Through NMLS, your company will be able to apply for, amend and renew your license/registration authority conveniently and safely online. In order to use NMLS, current licensees must enter their company information onto NMLS by creating a base record and obtaining a unique company identifier.

Licensees should direct those who inquire about its license status to the NMLS Consumer Access website at



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Contact Us:

For issues or questions regarding an application, contact the Licensing Office or call 717.787.3717.
For examinations issues, contact the Examination Office or call 717.425.5460
For compliance issues, contact the Compliance Office or call 717.772.3889
To file a complaint or ask a question, use our online complaint forms or contact our Consumer Services office at 1.800.PA.BANKS (1.800.722.2657).